When is the best time to refinance? When rates go down or before your balloon payment is in sight? Is there a best time?

When's the worst time? A Coastal Mortgage Services loan officer can help you with a variety of mortgage refinance options and terms, so you can have a customized solution that makes sense for you. Whether it's changing a 30-year variable loan into a 20-year fixed-rate or lowering your interest with better terms, we have a wealth of experience to find you a better rate.

Get a possible savings estimate of what refinancing can do for you by using our possibilities calculator, located on our Calculators Tools page.

Coastal Mortgage Services can help you find better terms and refinance today. Find out how. A 10-minute call to 1-843.837.2323 can get you on your way. Or to start the application process online right now!

We offer several way to apply for a loan;

Apply on-line through our Secure Loan Application

Download and print our Loan Application