One: Start
Once you submit your Information Request Form either via a phone call or online, a Coastal Mortgage Loan Officer will review your information and get back to you within 24 hours.

Step Two: Discuss
After our Loan Officer reviews your material, he/she will call you within 24 hours at a time you specify. You will then discuss your various options and the Loan Officer can help you build a custom Solution that makes sense for you, depending on your circumstances and needs.

Step Three: File
Your Loan Officer will ask your permission to run a credit report, the assessed value of your home and a series of personal financial questions. As part of the mortgage application, you will also have to provide copies of paperwork.

Step Four: Plan
Once your paperwork is processed, your home is appraised and you get approved at the closing, your loan will be on its way to you. Depending on your situation, this could happen in as little as 10 business days. So you can take some time to plan how you want your dreams to unfold.

It's a pretty simple process. But if you have any additional questions and concerns, you can call us at 843.837.2323 or you can fill in our Contact Reply form. Application checklist